The cost of prescription drugs varies widely, even for medications that are used to treat the same condition. Our drug list/formulary was developed to help you select lower cost options that can save you money. What is a formulary?
If you receive coverage through an employer, contact your administrator to see which drug program applies to you. The drugs listed in the formulary and utilization management requirements may not apply to all employer group benefits.
Trying to determine if your prescription drug is covered? Search below to see if the medication is on the formulary, what drug tier applies, possible drug alternatives, or if it requires prior authorization or step therapy.
If you're not sure which Formulary applies to your plan, look in your Evidence of Coverage or call the telephone number on the back of your member card.
The Formulary may change at any time. You will receive notice when necessary.
If you are not a current member, call to speak with one of our dedicated Medicare Consultants to request to receive a printed Formulary book by mail. Call: 1-800-671-6081 (TTY 711) Monday - Friday, 8 a.m. to 8 p.m. From Oct. 1 - March 31 representatives are also available weekends from 8 a.m. - 8 p.m. Closed Thanksgiving Day, Christmas Eve, Christmas Day, New Year’s Eve, and New Year’s Day.
Trying to determine if your prescription drug is covered? Search below to see if the medication is on the formulary, what drug tier applies, possible drug alternatives, or if it requires prior authorization or step therapy.
If you're not sure which Formulary applies to your plan, look in your Evidence of Coverage or call the telephone number on the back of your member card.
The Formulary may change at any time. You will receive notice when necessary.
If you are not a current member, call to speak with one of our dedicated Medicare Consultants to request to receive a printed Formulary book by mail. Call: 1-800-671-6081 (TTY 711) Monday - Friday, 8 a.m. to 8 p.m. From Oct. 1 - March 31 representatives are also available weekends from 8 a.m. - 8 p.m. Closed Thanksgiving Day, Christmas Eve, Christmas Day, New Year’s Eve, and New Year’s Day.
For certain prescription drugs, we have additional requirements for coverage or limits on our coverage. These requirements and limits ensure that our members use these drugs in the safest, most effective way and also help us control drug plan costs. A team of doctors and/or pharmacists developed these requirements and limits for our Plan to help us provide quality coverage to our members. Please consult our formularies for more information about these requirements and limits.
Prior Authorization
Certain medications require prior authorization. This means we must give our approval before you fill your prescriptions. If you don't get approval, the drug may not be covered.
Step Therapy
In some cases, we require you to first try certain drugs to treat your medical condition before we will cover another drug for that condition. For example, if Drug A and Drug B both treat your medical condition, we may not cover Drug B unless you try Drug A first. If Drug A does not work for you, we will then cover Drug B.
Quantity Limits
For certain drugs, we limit the amount of the drug that we will cover. For example, we provide 60 tablets per 30-day supply for ENTRESTO. Drugs that have quantity limits are indicated on our formulary. Generally, the amount of drug we cover is based on Food and Drug Administration (FDA) approved dosing and usage guidelines. The same Quantity Limits requirements apply to both mail order and retail pharmacies.
Drugs that require Prior Authorization, Step Therapy or Quantity Limits are indicated on our drug list.
You can ask us to make an exception to our coverage rules, including waiving our prior authorization, step therapy and quantity limit restrictions on your drug. Learn more about Requesting an Exception below.
If you get extra help from Medicare to help pay for your Medicare prescription drug plan costs, your monthly plan premium will be lower than what it would be if you did not get extra help from Medicare. The amount of extra help you get will determine your total monthly plan premium as a member of our Plan.
Select your plan in your location to learn more:
2024
Plan | Region | Counties |
---|---|---|
Medicare Blue Choice Access (PPO) Open a PDF | Rochester | Livingston - Monroe - Ontario - Seneca - Wayne - Yates |
Medicare Blue Choice Advanced (HMO-POS) Open a PDF | Rochester | Livingston - Monroe - Ontario - Seneca - Wayne - Yates |
Medicare Blue Choice Extra (HMO) Open a PDF | Rochester | Livingston - Monroe - Ontario - Seneca - Wayne - Yates |
Medicare Blue Choice Optimum (HMO-POS) Open a PDF | Rochester | Livingston - Monroe - Ontario - Seneca - Wayne - Yates |
Medicare Blue Choice Select (HMO) Open a PDF | Rochester | Livingston - Monroe - Ontario - Seneca - Wayne - Yates |
Medicare Blue Choice Value Plus (HMO-POS) Open a PDF | Rochester | Livingston - Monroe - Ontario - Seneca - Wayne - Yates |
Medicare BlueActive (PPO) Open a PDF | CNY | Broome - Cayuga - Chemung - Chenango - Cortland - Herkimer - Jefferson - Lewis - Madison - Oneida - Onondaga - Oswego - St. Lawrence - Schuyler - Steuben - Tioga - Tompkins |
Medicare BlueClassic (PPO) Open a PDF | CNY | Broome - Cayuga - Chemung - Chenango - Cortland - Herkimer - Jefferson - Lewis - Madison - Oneida - Onondaga - Oswego - St. Lawrence - Schuyler - Steuben - Tioga - Tompkins |
Medicare BlueEnhanced (PPO) Open a PDF | CNY | Broome - Cayuga - Chemung - Chenango - Cortland - Herkimer - Jefferson - Lewis - Madison - Oneida - Onondaga - Oswego - St. Lawrence - Schuyler - Steuben - Tioga - Tompkins |
Medicare BlueEssential (PPO) Open a PDF | CNY | Broome - Cayuga - Chemung - Chenango - Cortland - Herkimer - Jefferson - Lewis - Madison - Oneida - Onondaga - Oswego - St. Lawrence - Schuyler - Steuben - Tioga - Tompkins |
Medicare BlueFlex (PPO) Open a PDF | CNY | Broome - Cayuga - Chemung - Chenango - Cortland - Herkimer - Jefferson - Lewis - Madison - Oneida - Onondaga - Oswego - St. Lawrence - Schuyler - Steuben - Tioga - Tompkins |
Medicare BluePlus (PPO) Open a PDF | East | Clinton - Delaware - Essex - Franklin - Fulton - Hamilton - Montgomery - Otsego |
Medicare Blue Dual (HMO DSNP) Open a PDF | Broome - Herkimer - Livingston - Monroe - Oneida - Onondaga - Ontario - Otsego - Seneca - Wayne - Yates |
Elderly Pharmaceutical Insurance Coverage (EPIC) is a New York State program* for seniors that helps with out-of-pocket Medicare Part D drug plan costs. It works together with Medicare Advantage plans, and over 320,000 New Yorkers have already joined EPIC to save on their prescription drug coverage. EPIC helps pay Medicare Part D drug plan premiums or provides assistance by lowering the EPIC deductible. There are two plans based on income:
How to Join the Program
Joining the program is easy and you can apply at any time of the year. Just complete the application and mail or fax it to EPIC. EPIC verifies information with the Social Security Administration and the New York State Department of Taxation and Finance.
* You must be a New York State resident 65 years of age or older and be enrolled or eligible to be enrolled in a Medicare Part D drug plan to receive EPIC benefits and maintain coverage. EPIC provides secondary coverage for Medicare Part D- and EPIC-covered drugs after any Part D deductible is met. EPIC also covers approved Part D-excluded drugs such prescription vitamins as well as prescription cough and cold preparations once a member is enrolled in a Part D drug plan. Learn more at the New York State Department of Health website.
Do you believe you have qualified for extra help and that you are paying an incorrect copayment amount?
If you believe you are paying an incorrect copayment amount when you get your prescription at the pharmacy, we can help you confirm your eligibility. We follow Medicare's Best Available Evidence Policy and if you have the appropriate documentation, we can help you sort out your eligibility issues. Call Customer Service toll-free at 1-877-883-9577 (TTY: 711) 8 a.m. to 8 p.m. Monday - Friday. From Oct. 1 to Mar. 31, representatives also are available weekends from 8 a.m. to 8 p.m.
What is Best Available Evidence?
Medicare's Best Available Evidence Policy is used to determine eligibility for extra help with prescription drug costs when information is not readily available to us through other standard sources. This policy allows a member, member's pharmacist, advocate, representative, family member or other individual acting on behalf of the member to submit certain documentation that we will use to update a member's eligibility when appropriate
Examples of Acceptable Documentation
Permissible documents are as follows:
If You are Dual Eligible
To establish that you are a full benefit dual eligible individual, institutionalized and qualify for a zero cost-sharing level, we will accept any one of the following forms of proof:
For additional assistance on where to send your documents, please call Customer Service toll-free at 1-877-883-9577 (TTY: 711) 8 a.m. to 8 p.m. Monday - Friday. From Oct. 1 to Mar. 31, representatives also are available weekends from 8 a.m. to 8 p.m.
Follow this link to View Medicare's Best Available Evidence Policy. You will be taken to the Centers for Medicare and Medicaid Services (CMS) Website.
When you go to a network pharmacy, we provide a temporary or transition supply of at least a month's supply (unless the enrollee presents with a prescription written for less) of a drug that isn't on our formulary, or that has coverage restrictions or limits (but is otherwise considered a "Part D drug"). We provide this temporary supply in the following situations:
New Member or Current Member- We will cover a temporary supply of your drug during the first 90 days of your membership in the plan if you are a new member or during the first 90 days of the calendar year if you were in the plan last year. This temporary supply will be for a maximum of a 30-day supply. If your prescription is written for fewer days, we will allow multiple fills to provide up to a maximum of a 30-day supply of medication.
Current member and a resident of a LTC Facility - For those members who have been in the plan for more than 90 days and reside in a long-term care (LTC) facility and need a supply right away, we will cover one 31-day supply of a particular drug, or less if your prescription is written for fewer days. This is in addition to the above temporary supply situation.
Current member with a level of care change - For members who are being admitted to or discharged from a LTC facility, the Plan will not utilize early refill edits and this will allow appropriate and necessary access to your Part D benefit. Members will be allowed to access a refill upon admission or discharge.
We will provide you and your provider with a written notice after we cover your temporary supply. This notice will explain the next steps, such as requesting a formulary exception for the drug or talking to your doctor about switching to an appropriate drug we cover. See Chapter 9 of the Evidence of Coverage under "What is an exception?" to learn more about how to request an exception. Please contact our Customer Care for any additional questions about our transition policy.
Modal for What is a formulary?
A formulary is a list of covered drugs we selected in consultation with a team of health care providers, which represents the prescription therapies believed to be a necessary part of a quality treatment program. We will generally cover the drugs listed in our formulary as long as the drug is medically necessary, the prescription is filled at a network pharmacy, and other plan rules are followed. For more information on how to fill your prescriptions, please review your Evidence of Coverage.
Generally, if you are taking a drug on our formulary that was covered at the beginning of the year, we will not discontinue or reduce coverage of the drug during the coverage year except when a new, less expensive generic drug becomes available or when new adverse information about the safety or effectiveness of a drug is released. Other types of formulary changes, such as removing a drug from our formulary, will not affect members who are currently taking the drug. It will remain available at the same cost-sharing for those members taking it for the remainder of the coverage year. We feel it is important that you have continued access for the remainder of the coverage year to the formulary drugs that were available when you chose our plan, except for cases in which you can save additional money or we can ensure your safety.
The formulary may change during the year. Listed below are the changes which may affect the coverage of the drugs you are taking.
Our plan covers both brand name drugs and generic drugs. A generic drug is approved by the FDA as having the same active ingredient as the brand name drug. Generally, generic drugs cost less than brand name drugs.
To ask us to make an exception to our formulary, utilization management requirements, or cost sharing, for more information about Requesting an Exception, close this help message and click the Requesting an Exception link.
For updated information about the drugs we cover, call our Customer Service Department toll-free at 1-877-883-9577 (TTY: 711), 8 a.m. - 8 p.m., Monday-Friday. From October 1 to March 31, representatives are also available weekends from 8 a.m. - 8 p.m.