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Should more information be required to process your application, we may solicit the following after you have submitted your application package:

1. Verification of Employment
2. Letter of Explanation
3. Dependent Care (i.e. child support court documents, foster care documents, etc.)
4. Divorce Decree or Legal Judgement of Separate Maintenance

Once you have submitted a complete application package, please allow 3 to 5 business days for processing. Staff will contact you via email regarding the determination. You MUST be certified by the Housing Trust in order to execute a purchase contract for one of our units.

Should multiple eligible applicants be interested in the same Housing Trust unit, eligible applications will be prioritized via the Housing Trust Application Process (HTAP). HTAP prioritizes applicants using the following criteria:

1. Income (lower eligible incomes are prioritized)
2. Household Size (larger households are prioritized)
3. Neighborhood (applicants living in either the same community area as the unit or designated community areas which were disparately impacted by the recession of 2008 are prioritized)

Depending on the differential between the quantity of available units and the amount of eligible applicants, the Housing Trust will then conduct either a lottery among the applicants with the highest HTAP scores or a draft to assign units to eligible applicants.

Once you have been certified and made an offer to purchase a unit, forward the following information to chicagohousingtrust@cityofchicago.org:

1. Signed Sales Contract/Purchase Agreement with all Upgrades and Options as soon as it is signed
2. Signed Purchase Contract Rider and Homebuyer Agreement as soon as it is signed
3. Lender’s Loan Application Form 1003 (at least 10 business days before scheduled closing)
4. Lender’s Appraisal (at least 10 business days before the scheduled closing)